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Full Protection Coverage
To be sorry is not an option. Get full protection for your car so that when an accident or natural disaster strikes, you get the immediate financial help that you need.
Direct Link’s Comprehensive Motorcar Insurance has the following coverage:
- Loss or Damage
This covers the policyholder for any loss or damage to the insured vehicle, its accessories and spare parts, including all declared items inside the vehicle. The loss or damage can be a result of any of the following: accidental collision or overturning, by fire, by malicious act or whilst in transit.
- Excess Liability for Bodily Injury and Property Damage (BI/PD)
The policyholder will be reimbursed for all sums, in excess of the limits of liability provided by the CTPL insurance. The reimbursable sums represent all sums paid by the policyholder to be discharged of liabilities for death or bodily injury of a third party and for loss or damage to the property of a third party subject to the limits you have selected.
- Auto Passenger Accident (AUPA)
The Auto Passenger Accident (AUPA) coverage will provide compensation for and shoulder medical expenses arising from death or bodily injury sustained by the passengers of the insured vehicle including its driver.
- Acts of God (AOG)*
The AOG coverage when in force will pay the policyholder for the loss of or damage to the insured vehicle directly caused by forces of nature such as flood, typhoon, hurricane, volcanic eruption and earthquake.
- Riot Strike and Civil Commotion (RSCC)*
The RSCC coverage includes loss of or damage to the insured vehicle caused by riot and civil commotion.
*Subject for approval.
Direct Link Rescue Club
We provide 24/7 roadside services nationwide via Direct Link Rescue Club. This club is exclusive to all subscribers of our Comprehensive Motorcar Insurance. If you need towing or a tire change, you can easily dial our 24/7 Rescue Hotline 236-7236 and help shall arrive at your location in no time.
Below are benefits you’d get to enjoy with Direct Link’s Rescue Club.
- Emergency Towing Assistance
Unlimited free towing for accident-related breakdown. Maximum of 3 events for mechanical breakdown. Up to an amount payable of Php 4500.
- Minor On-Site Repairs Assistance
Unlimited number of event for minor repairs such as changing of tires, battery boosting, jumpstarting of vehicle, oil and fuel delivery and unlocking of vehicle. Up to an amount payable of Php 1,200 per event.
- Vehicle Removal
In case your vehicle has been rendered a total wreck or has fallen into a ravine, we will provide free vehicle removal service for a maximum of 3 events. Up to an amount payable of Php 10,000.
- Alternative Transport & Hotel Accommodation Assistance
- If the car cannot be repaired within 24 hours, Direct Link will pay for the hotel stay up to Php 4,000 per night for 2 consecutive nights max.
- If the car cannot be repaired within 4 hours, Direct Link will pay for the travel costs of returning the Member to his/her residence.
- Direct Link will pay for the travel costs of bringing the Member to his/her final destination, provided that the distance is not greater than that between the place of breakdown and Member’s residence.
- Emergency Message Assistance & Critical Information Referral
- Transmit urgent messages related to the accident to Member’s family.
- Relay information on accredited repair shops.
- Arrange for hospital admission of the Member or the other injured passengers.
- Arrange for ambulance assistance and medical evaluation.
- Provide 24-hour medical advice for medical emergencies.
- Provide traffic situations within Metro Manila.
- Access the map for directions and recommend possible routes.
- Arrange for legal assistance and refer Member to a legal counsel.
- Carnap Incident Assistance
Direct Link will coordinate the incident with the proper authorities so that search can commence immediately.
Gawa Agad Program
What is Direct Link’s Gawa Agad Program?
Gawa Agad Program (GAP) is a claims settlement system whereby accredited automotive shops are authorized to function as a drive-in claim center. This means a client can file the claim straight to the shop. He or She can bring the damaged car together with the basic claim documents, so that repair begins right away. Insured vehicle that is three (3) years old and newer from the date of original purchase is entitled to CASA-repair for accidental damages. GAP Shops are among the few across the country that merited a four- to five-star rating from the Department of Trade and Industry. This rating puts them to the CASA-category or the highest classification of automotive service shops.
- Fast and prompt repair of your car.
- Minimum documentation requirements.
- Paper works to be handled and completed by Direct Link.
- Pick-up of your car to the GAP-accredited shop and delivery to your preferred site after repair.
- In and out car wash for free prior to delivery.
- No need for estimates from other repair shops.
- No need for evaluation from professional evaluator.
- No need to wait for Letter of Authority from Insurance Company.
- One (1) year guarantee on repairs.
- Guaranteed brand new original replacement parts.
- FREE LTO Registration Assistance
Avoid the long lines at the LTO office. You can call us at 828 2000 to arrange for the pick-up of LTO requirements (i.e. TPL, OR/CR, vehicle stencil, registration fee) and we will take care of the rest.
- FREE Handyman Referral Assistance
We’re here even when you’re not behind the wheel. If you need a locksmith, pest control, movers, plumbing, electrical and home appliance repairs, we can refer you to providers of such services.
- Next Day Delivery of your Insurance Policy
Your car insurance will be delivered right at your doorstep within 24-hours upon your confirmation to issue.
- Several Payment Methods
You can spread your payment in six (6) easy installments. Soon we will also accept payment online through credit cards, debit cards, bank accounts and PayPal.