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Affordable Car Insurance,Higly Recommended Car Insurance Kudos to you! For planning to get a Direct Link car insurance

Driving without car insurance is like skating on thin ice – a risk not worth taking. Just think about your family and the dreams you share with them. Sadly, being cautious in driving is not enough. Remember, you are sharing the road with hundreds of other motorists who just like you may have the tendency to drive at overtaking speed.

Car-related mishaps happen, and completely by chance. Your car can get stolen. Your car can get wrecked by a collision. Your car can be involved in an accident that left a property damaged or a person injured. To play a role in any of these is already traumatic. What’s worse or worst is when you have to pay for the financial consequences from your own pocket. Hard economic times or not, this can be crippling.

But with car insurance, you are afforded the security, more importantly the peace of mind to keep you focused on things that matter the most – your loved ones and the future.

Learn about your motorcar insurance needs
Direct Link offers the following motorcar insurance products: 
            Direct Link COMPREHENSIVE Motorcar Insurance
        with FREE 24/7 Nationwide Rescue!> FREE LTO Registration Assistance! 6 Months to Pay!
        Highly recommended! If you want complete protection from misfortunes like carnap, collision damages or liability to a third party, this product serves you best. Get a get a quote now!
or call 813-LINK (813-5465) to talk to a Direct Link Account Servicer.


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                            <td style= 1. Loss or Damage
This coverage will indemnify the policyholder for loss of or damage to the insured vehicle, its accessories and spare parts, including all declared items inside the vehicle.

The loss or damage can be a result of any of the following: accidental collision or overturning, by fire, by malicious act or whilst in transit.

Section III; page 9 , Direct Link Policy Handbook Download PDF format
 
2. Excess Liability for Bodily Injury and Property Damage (BI/PD)

With this insurance coverage, the policyholder will be reimbursed for all sums, in excess of the limits of liability provided by the CTPL insurance. The reimbursable sums represent all sums paid by the policyholder to be discharged of liabilities for death or bodily injury of a third party and for loss or damage to the property of a third party.

Section IV; page 9 , Direct Link Policy Handbook Download PDF format
3. Auto Passenger Accident (AUPA)

The Auto Passenger Accident (AUPA) insurance will provide compensation for and shoulder medical expenses arising from death or bodily injury sustained by the passengers of the insured vehicle including its driver.

Auto Passenger Personal Accident Clause; page 17 , Direct Link Policy Handbook Download PDF format
Direct Link Compulsory Third Party Liability (CTPL)

 CTPL insurance is mandatory before owners can register their vehicles used in public highways. With CTPL insurance, the insurance company will pay for all sums necessary to discharge liability of the policyholder in respect of the bodily injury to and/or death of a third party.

But beware of fake CTPL insurance!

Go for only reputable brands. Try Direct Link CTPL. Call 813-LINK (813-5465) now!

Additional Insurance Coverage

These days, you can never be sure of your fate that lies ahead. By preparing for the worst, you can keep your hope, dreams and fruits of decades of hardwork in tact.

         1. Acts of God (AOG) coverage

         Highly Recommended! The AOG coverage will pay the policyholder for the loss of or damage to          the insured vehicle directly attributable to acts by forces of nature such as flood, typhoon,          hurricane, volcanic eruption and earthquake. 

         Who would forget the devastation of Ondoy and Pepeng back in 2009? BMWs, Porsches, brand new          and second hand cars submerged in thick mud, and upon rescue, stacked up on top of another. A lot          of insurance claims attributed to the tragedy were denied because they did not have an Acts of God          coverage. A lesson many learned the hard way.

         Get AOG coverage for your Direct Link COMPREHENSIVE car insurance. Call 813-LINK (813-5465) to          talk to a Direct Link Account Servicer!

         2. Riot Strike and Civil Commotion (RSCC) coverage

         The RSCC insurance covers loss of or damage to the insured vehicle caused by riot and civil          commotion.

Direct Link Freebies!!!
  FREE 24/7 Rescue Assistance Nationwide
     As an added security and peace of mind, Direct Link provides 24/7 rescue assistance nationwide. Your membership to the highly exclusive Direct Link Rescue Club comes automatic with your Direct Link COMPREHENSIVE car insurance.

If you need towing, a tire change, or you ran out of gas in the middle of a freeway, Direct Link Rescue Club dashes to your rescue.

 

Learn about the many services in store for you when you sign up for a Direct Link COMPREHENSIVE car insurance.

 

       Emergency Towing Assistance 

In the event of breakdown of your vehicle, Direct Link will arrange to transport the vehicle to the nearest repair facility. The maximum amount payable is Php4500.

 

          Minor on-site Repairs Assistance

Minor on-site repairs such as jumpstart, battery boosting, tire changing, delivery of gasoline and car lockout. The maximum amount payable is Php1200 per event.

 

            Vehicle Removal

In the event of an accident where the vehicle has been rendered a total wreck or has fallen into a ravine, and the like, Direct Link will arrange to have the vehicle removed with the use of a crane and brought to the nearest repair facility. The maximum amount payable is Php10000.

 

                Alternative Transport & Hotel Accommodation Assistance

 

In the event of breakdown of the vehicle, Direct Link will:

 

1.      pay for the hotel expenses up to Php4000 per night, maximum of 2 consecutive nights if the vehicle cannot be repaired on the same day.

 

2.      pay for the travel costs incurred in returning the Member to the usual place of residence if the vehicle cannot be repaired within 4 hours following breakdown.

 

3.      pay for the travel costs to bring the Member to his/ her final destination, provided that the distance between the place of breakdown and the final destination is not greater than that between the place of breakdown and the Member’s usual place of residence.

 

              Emergency Message Assistance & Critical Information Referral

 

Upon the request of the Member:

 

1.      Direct Link Rescue Club will arrange to convey to the family of the Member urgent or very important messages related to the breakdown of the vehicle.

 

2.      Direct Link Rescue Club will relay to Member information on accredited repair shops, addresses and telephone numbers.

 

3.      Arrangement for hospital admission. Direct Link Rescue Club will arrange for the admission of the Member or the other injured passengers of the vehicle to the nearest medical facility.

 

4.      Arrangement for ambulance assistance. Direct Link will arrange for the medical evaluation, with the use of an ambulance, of the Member or other injured passengers of the vehicle. 

 

5.      Direct Link Rescue Club will provide 24-hour medical advice over the phone for medical emergencies

 

6.      Traffic updates. Direct Link Rescue Club will assistance and provide traffic situations within Metro Manila and assist the Member in getting to his/ her destination.

 

7.      Road directions. Direct Link Rescue Club will access their map and recommend possible routes to the Member for his/her consideration.

 

8.      Arrangement for legal assistance. In the event of an accident involving the vehicle, Direct Link Rescue Club will refer the member to a legal counsel.

 

         Security Assistance

 

In the event that there is a threat to the Member while driving (somebody is tailgating or threatening him/her), Direct Link Rescue Club will guide the insured to the nearest police station or coordinate with the police to respond to the scene and secure the safety of the Member.

 

            Carnapping Assistance

 

In the event that there is alleged carnapping, the Member can immediately call Direct Link Rescue Club for assistance in coordinating with the proper authorities to possibly trace the vehicle.

 

                 Home Assistance Referral Service

 

In the event that the Member will need the services of locksmith, pest control, movers, plumbing, electrical and home appliance repairs, Direct Link Rescue Club will assist in coordinating with the providers of such services.

FREE LTO Registration Assistance!

          Only with a Direct Link COMPREHENSIVE car insurance. Get a quote now! Avoid the long lines at the LTO office when its time for your car’s registration. Our members simply dial our hotline 813-LINK(813-5465) to arrange for the pick-up of LTO requirements i.e. TPL, OR/CR, vehicle stencil. And we take care of the rest.

Next-day delivery of you car insurance!

 

        Find your car insurance right at your doorstep within 24-hours upon your confirmation to issue. A VIP service only Direct Link can deliver, and at that speed.

Pay your car insurance in 6 easy installments!
Only Direct Link can afford you this payment convenience. Get a quote now!


 
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